Thumb Score: +4

Target has a special going when you buy a Brightspot refill card ($ 35/$ 45/$ 55) in store you qualify for a Nokia Lumia 521 [target.com]smartphone for only 99 cents more. The phone offer is automatically added when the refill card is scanned. (This phone will work with T-Mobile SIM also.) I don’t know how long the offer is in effect.