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Yotta Savings (Fin Tech) Y Combinator back startup.

They offer an FDIC-insured savings (up to 250k) account which has a current earn of .2%; not exciting on its face. But they also offer lottery wins to earn much more based on how much you save which offer prize amounts as varying amounts – as low as $ .10 and up to $ 10M.
Get rewarded and a chance to win tesla

For each $ 25 of savings you get a chance at winning big or little amounts from the lottery. Even if you don’t win any of the big prizes, the small prizes – on average – will significantly increase your actual return.