By ShopCellDeals on eBay [ebay.com]
HSN also lowers its price for this phone from time to time and includes a plastic case and car charger so you may want to wait for that deal.
Click to apply for PayPal credit on the listing and spend $ 99+ and get 6 months to pay, plus get $ 10 back on your first purchase when you checkout with PayPal and choose PayPal Credit, making the final price $ 119.99 spread over 6 months ($ 19.99 per month).:nod: