Tag Archives: insurance

10% cashback on Insurance Bill – American Express Offer on Blue Cash Everyday

10% cashback on Insurance Bill - American Express Offer on Blue Cash Everyday

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Appears on my card today. Able to redeem it by paying Statefarm insurance.

DETAILS
Get 10% back as a statement credit by using your enrolled eligible Card to make a payment on your insurance bill by 12/31/2022. Limit of $ 15 back in total statement credits. See terms.

OFFER TERMS
Enrollment limited. Must first add offer to Card and then use same Card to redeem. Only U.S.-issued American Express® Cards are eligible. Limit 1 enrolled Card per Card Member across all American Express offer channels. Your enrollment of an eligible American Express Card for this offer extends only to that Card. Government-backed insurance policies may be excluded. Payments made to Insurance policies outside of the U.S. are excluded. Offer is non-transferable. Limit of $ 15 in total statement credits per Card Member. You may not receive the statement credit if we receive inaccurate information or are otherwise unable to identify your purchase as qualifying for the offer. For example, you may not receive the statement credit if (a) the merchant uses a third-party to sell their products or services; or (b) the merchant uses a third-party to process or submit your transaction to us (e.g., using mobile or wireless card readers); or (c) you choose to make a purchase using a third-party payment account or make a purchase using a mobile or digital wallet. Purchases may fall outside of the offer period in some cases due to a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction (for example, the purchase date for online orders may be the shipping date). Statement credit will appear on your billing statement within 90 days after 12/31/2022, provided that American Express receives information from the merchant about your qualifying purchase. Note that American Express may not receive information about your qualifying purchase from merchant until all items/services from your qualifying purchase have been shipped/provided by merchant. Statement credit may be reversed if qualifying purchase is returned/cancelled. If American Express does not receive information that identifies your purchase as qualifying for the offer, you will not receive the statement credit. Limit 1 enrolled Card per American Express Card online account. The enrolled Card account must be active, not past due, canceled, or have a returned payment outstanding to receive statement credits. Any benefit earned from this offer is in addition to the rewards (i.e. Membership Rewards or cash back) earned as part of your existing Card benefits, but your ability to earn spend-based rewards for the purchase will be based on the amount after any statement credit or other discount is applied. Amex Offers are dynamic and personalized, so the offers you see may change. For questions regarding your Card Account, please call the number on the back of your Card. By adding an offer to a Card, you agree that American Express may send you communications about the offer. POID: K3A7:0002

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UltaWellness.com – up to 80% off blood tests with no insurance or prescription needed

UltaWellness.com - up to 80% off blood tests with no insurance or prescription needed

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Ulta Lab Tests (ultawellness.com) offers a huge selection of blood tests and panels up to 80% off retail "self-pay" prices. They stack extra discount specials on top of their already discounted prices.

No prescription needed. This is a great deal if you want to get blood tests without having to pay for a doctor visit first for a prescription. This is great if you do not have insurance, since the cash price for lab work is usually huge compared to the discount rates negotiated by insurance companies. This is great if you do not want to get a doctor’s permission before you can get labs done.


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Bestow: Life Insurance Policies from $3/month

Bestow: Life Insurance Policies from $  3/month

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Bestow offers simple & affordable online access to life insurance. [list][*]Polices start at $ 3 per month – you can get $ 50K of coverage for $ 3 a month (for those in the lowest risk categories)[*]You can get up to $ 1M in coverage for as little as $ 1 per day (estimate based on a healthy, 32-year-old non-smoking female)[*]You can put the whole thing on your credit card and get points (fairly unusual in life insurance)[*]Entire process can be complete in 8 minutes (not 3-6 weeks)


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Fitbit discounts, 18-20% off (down to $48 to 184), through insurance wellness programs

Fitbit discounts, 18-20% off (down to $  48 to 184), through insurance wellness programs

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ChooseHealthy [google.com], affiliated with many insurance programs, gives 20% off retail price. Limit 2
Versa $ 160; Versa SE $ 184
Ionic $ 140
Charge 2 $ 120; Charge 2 SE $ 144
Alta HR $ 120; Alta HR SE $ 144
Alta $ 104; Alta SE $ 120
Flex 2 $ 48
Zip $ 48
Aria 2 scale $ 104

Blue Cross Blue Shield [blue365deals.com], with 60 million members [prnewswire.com], gives 18%. Limit 5


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PSA: Discover discontinues Extended Product Warranty, Purchase Protection, Return Guarantee, Auto Rental and Flight Accident Insurance

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Important Information
Effective February 28,2018, we will discontinue Extended Product Warranty, Purchase Protection and Return Guarantee due to low usage among cardmembers.

Important Information
Effective February 28, 2018, we will discontinue Auto Rental and Flight Accident Insurance due to low usage among cardmembers.

https://www.discover.com/


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Dr sending medical bill even though insurance paid.

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i happened to see a podiatrist couple of times few months ago. Soon enough realized i made a wrong choice and switched to an ortho.

the Dr was out of network, my insurance paid full amount (submitted charge = paid by insurance , no patient responsibility).

Now i am getting >120 days overdue bills from him for the submitted charges. First time the bill came to me, i called insurance and they left a msg for the Dr saying i am not responsible for any charges.

What are my options here?, obviously i do not owe him money.
I am worried about him going to collection 🙁

TIA


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