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This refrigerator at Home Depot, Lowes and Best buy cost $ 2600 before taxes and the panels. Once the panels are added plus tax you are over $ 3100 in my area.
The model listed at BM comes with the panels.
Plus you get to order another $ 430 worth of free extra panels per the Samsung promotion. If purchased from Lowes, this promotion is void.
Shipping to my zip was $ 214. But no taxes were charged. In some local areas the shipping is free.

I tried to get a price match through Best buy, which was a no go.